Getting your first apartment

What renting on your own for the first time actually involves: an application built around income and credit, real cash needed well beyond the rent number, and furnishing a home from nothing while a new routine settles in.

• What is it like getting your first apartment? It's a crash course in adulting, and you'll love it.
• What does a first apartment cost beyond the rent? Budget 1.5 to 2x the rent for everything else.
• What do first-time renters wish they'd known? Budget for move-in costs, not just rent.

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