Pet insurance

What pet insurance premiums typically run, what a payout actually covers once exclusions and waiting periods apply, and what policyholders wish they had checked before filing a claim.

• Is pet insurance worth it? Yes, if you can't cover a surprise $5K bill.
• How much do pet insurance premiums typically run, and what do payouts cover? Expect $30 to $70 a month for a dog, less for a cat.
• How much does pet insurance cost? Roughly $30 to $70 a month for a dog, $15 to $40 for a cat.
• Does pet insurance cover dental? Yes, but only with the right plan.
• Is pet insurance worth it for dogs? Yes, if you can't cover a $5,000 vet bill.

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