Replacing a roof

What it typically costs to replace a roof, how an insurance claim can affect your premium, how long the job actually lasts, and the sales tactics to watch for after a storm.

• How do we know if the roof needs replacing or just a repair? Look for the signs, then get a pro up there.
• What did people pay for a full roof replacement? Most full roof replacements run $8K to $25K.
• Is it worth filing an insurance claim for roof damage, or will it raise the premium? Probably yes, if the damage is big. Small claims, no.
• How long did the new roof last compared to what was promised? Roofs usually outlast the warranty, not the promise.
• Should we replace the roof before selling the house? Yes, if it's visibly worn. No, if it's just old.
• What roofing sales tactics should we be wary of after a storm? Watch for the door-knockers who push you to sign fast.
• How much does a roof replacement cost? Most roofs run $8,000 to $20,000.
• How long does a roof replacement take? One to three days for a standard roof.
• Does insurance cover roof replacement? Only if the damage is sudden and accidental.

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