Retiring before 60

What it takes to leave work years before Medicare and Social Security arrive: the math people run, the healthcare gap, and what surprised those who did it.

• When do early retirees start Social Security? Most early retirees start at 62, but waiting pays.
• What happens to your identity when you stop working at 55? You lose the title, not the person.
• Do people who retire before 60 end up working again? Yes, many do, but not always by choice.
• What do people wish they had done differently before retiring? Saved more, earlier, and planned the first five years.

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