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How do I find a good contractor?
Get three bids, then check their subs. The bid number matters less than who's actually doing the work. Ask each contractor who their crew is and whether they're licensed and insured.
What should I inspect before buying?
Inspect the bones, not the paint. Before you buy, check the foundation, roof, and plumbing. Those are the ones that eat your 20 to 30% budget.
Should I get a home warranty?
Probably not, unless the home is old and you can't cover a big repair. Warranties are a hedge, not a deal. They pay off only when something major breaks, and the fine print often leaves you waiting and still paying.
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