Living in Texas

The real tradeoffs of moving to Texas: how the no income tax math actually nets out once property tax and insurance are counted, what a real Texas summer means for a home's cooling bill, and how much the answer changes by region.

• What are the pros and cons of living in Texas? Texas is cheap, hot, and big. That's the whole trade.
• How much does the cost of living in Texas offset the lack of state income tax? Texas's no income tax saves you maybe 2 to 4% of income, but property taxes eat it back.
• What do people who moved to Texas wish they'd known first? Heat, property taxes, and the power grid.
• Is living in Texas without reliable air conditioning even possible day to day? Not in summer. You need AC.

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