What do people who moved to Texas wish they'd known first?
Heat, property taxes, and the power grid.
Most people who move to Texas don't realize how relentless the summer is, how high property taxes run, and that the grid can actually fail you. It's survivable, but you need to
Checked Sep 8
Why?
Summer is brutal It's not just hot; it's months of 100-degree days that make outdoor life a morning-only affair.
Property taxes are high No state income tax is nice, but property tax rates are among the nation's highest, so your monthly cost can surprise you.
The grid is fragile Winter storms and summer peaks have caused outages, so a backup plan for power is smart, not paranoid.
Specifics like current tax rates and grid reliability change year to year, so check the latest numbers before you commit.
Who is moving to Texas right for?
Right for
- People who love hot weather and air conditioning
- Remote workers with a stable income
- Families wanting more house for the money
- Retirees who want no state income tax
Wrong for
- People who hate humidity and 100-degree days
- Budget-conscious buyers who ignore property taxes
- Anyone who needs reliable power for medical devices
- Outdoor enthusiasts who want year-round hiking
What does moving to Texas cost in 2026?
| Figure | Value | Why it matters |
|---|---|---|
| Average property tax rate | 1.6% of home value, 2026 | On a $350,000 home, that's $5,600 a year, on top of your mortgage. |
| Days over 100°F in Dallas | About 20 days a year, 2026 | Summer runs May through September, and heat advisories are routine. |
| Median home price in Austin | $450,000, 2026 | You'll pay more than in Houston or San Antonio, but less than coastal cities. |
| Average electricity rate | 14.5 cents per kWh, 2026 | Summer cooling bills can top $300 a month in a typical house. |
| State income tax | $0, 2026 | That's the draw, but you'll pay it back in property and sales taxes. |
What's the biggest moving to Texas mistake?
The biggest mistake is buying a house without checking the property tax history. People see the list price, assume the monthly payment, and then get a shock when escrow adds $500 a month. Look up the actual tax bill for the address before you make an offer, and factor in the homestead exemption if you qualify.
How do you decide if moving to Texas is worth it?
- Add up your total monthly housing cost: mortgage, property taxes, insurance, and HOA fees.
- Compare that to what you'd pay in your current state, including income tax.
- Visit in August, not spring, to feel the real heat and see how you handle it.
- Check the power grid status and decide if you need a generator or battery backup.
People also ask
How do property taxes actually compare to where I live now?
Property taxes vary wildly by state and local rates. Your current rate is one piece; the assessed value and local levies matter just as much. What settles it: where you're moving and what your home is worth there.
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