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People also ask

What does trip cancellation actually cover?

Trip cancellation covers your prepaid costs if you can't go. It refunds non-refundable deposits and payments when you cancel for a covered reason, like illness, injury, or a death in the family. It does not cover changing your mind.

Is medical evacuation worth the extra cost?

Yes, if you're going somewhere remote or abroad. A medevac can run $50,000 to $100,000 or more, and insurance covers it for a few percent of your trip cost. Skip it for domestic trips near good hospitals.

How do I compare policies?

Compare on coverage, not price. Two policies with the same premium can differ wildly in what they actually pay. Pull the policy documents and check the limits, exclusions, and deductibles side by side.

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